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BCBSNC®'s classic health insurance plan

  • Features low copayments for doctor visits and prescription drugs
  • A wide range of deductibles for medical and prescription drugs
  • Ideal for those who want more predictable health care costs
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A plan featuring more cost-saving options

  • Limited office visit copayments for those who don't need to visit the doctor as often
  • Lower monthly premiums
  • More choices in how you pay for doctors visits and prescription drugs
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A plan that gives you more control over your health care dollars

  • Save more money with low monthly premiums
  • Enjoy tax savings with a health savings account
  • Coverage for preventive care and catastrophic events
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For North Carolina beneficiaries enrolled in Medicare Part B

A local company you can trust

We provide Medicare supplement coverage to more North Carolinians than any other insurer in the state.2b BCBSNC serves more than 125,0003b North Carolina Medicare beneficiaries with over 77 years of experience in the health care industry.

  • We provide Medicare supplement coverage to more North Carolinians than any other insurer in the state.2b
  • One of the most trusted Medicare supplement plans in the state

Savings and peace of mind

Medicare only covers some of your medical costs. That's why Blue Cross and Blue Shield of North Carolina (BCBSNC) offers dependable Medicare supplement plans for Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn't cover. Choose from our 111b Blue Medicare SupplementSM plans to find the plan that best fits your needs and your budget.

  • Wide selection of plans
  • Protection against unexpected events

What We Offer

Best Prices

Health insurance rates are filed with and regulated by your state's Department of Insurance. Whether you buy from us, or directly from BCBSNC, you'll pay the same monthly premium for the same plan.

Fast Processing

We offer the fastest way to apply with BCBSNC. Applications can be submitted electronically or on paper for us to submit electronically to BCBSNC. This allows us to oversee the process and reduces average processing time significantly.

Excellent Customer Care

Our licensed health insurance agents and knowledgeable representatives that staff our customer care center will help you make the most of your money with professional, unbiased advice.

No Additional Cost for Our Services

All the services offered by us are provided at no extra cost to you, the consumer. If you buy a health insurance plan through BCBSNC, you'll pay the regular monthly premium to the health insurance company you chose, but you'll pay nothing to us. Our fees are paid by the insurance companies in the form of commissions, which are built into the premium amount.

Get Started Now

Get A Free Quote and Apply Online or with a Paper Application

Applicant Information

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*Email is the fastest and most reliable way for you to receive your quotes. We promise we won't share your email address with anyone.

U5079b, 10/11
5a Blue Advantage and Blue Advantage Saver prescription drug benefits are divided into four drug-formulary tiers with varying copayment/coinsurance amounts based on the tier placement of a drug. Specific drug information can be found on the Prescription Drug Search tool at bcbsnc.com. Diabetic supplies are covered at 75% under the prescription drug benefit. In addition, benefits are provided for over-the-counter drugs when listed as covered in the formulary and a provider's prescription for that drug is presented at the pharmacy. Specialty brand-name drugs require member coinsurance.
6a Preventive care services as defined by recent federal regulations are covered at 100% in-network. For Blue Advantage and Blue Advantage Saver plans, coverage for certain preventive care services (such as routine physical exams, well-baby and well-child care, and immunizations) is limited to in-network benefits only. However, state-mandated preventive services are available out-of-network, for which members will pay deductible and coinsurance, plus charges over the allowed amount. Blue Options HSA in-network preventive care services are covered at 100%, and out-of-network preventive care services are covered at 70%. Visit bcbsnc.com/preventive for more details.
12a For Blue Advantage and Blue Advantage Saver: Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient hospital-based services provided by hospital-owned or operated practices. These services and supplies may be subject to deductible and coinsurance. Please see the BCBSNC provider listing at bcbsnc.com to identify these providers.
13a Blue Options HSA is a high-deductible health plan that may be combined with a health savings account (HSA). BCBSNC does not administer the HSA and is not affiliated with your HSA custodian or administrator.

U4093, 3/11
1b Plan A: BMS A, 02/11, Plan B: BMS B, 02/11, Plan C: BMS C, 02/11, Plan D: BMS D, 02/11, Plan F: BMS F, 02/11, HI DED Plan F: BMS HDF, 02/11, Plan G: BMS G, 02/11, Plan K: BMS K, 02/11, Plan L: BMS L, 02/11, Plan M: BMS M, 02/11, Plan N: BMS N, 02/11
2b Based on “2009 Medicare Supplement Insurance Exhibits,” published in 2010 by the National Association of Insurance Commissioners (NAIC), as supplied by Mark Farrah Associates.
3b Based on Blue Cross and Blue Shield of North Carolina (BCBSNC) enrollment data, 2010.