We provide Medicare supplement coverage to more North Carolinians than any other insurer in the state.2b BCBSNC serves more than 125,0003b North Carolina Medicare beneficiaries with over 77 years of experience in the health care industry.
We provide Medicare supplement coverage to more North Carolinians than any other insurer in the state.2b
One of the most trusted Medicare supplement plans in the state
Savings and peace of mind
Medicare only covers some of your medical costs. That's why Blue Cross and Blue Shield of North Carolina (BCBSNC) offers dependable Medicare supplement plans for Medicare beneficiaries, to help lessen the worries over costs that Medicare doesn't cover. Choose from our 111b Blue Medicare SupplementSM plans to find the plan that best fits your needs and your budget.
Wide selection of plans
Protection against unexpected events
What We Offer
By combining the knowledge of the dedicated agents of Health Plans of NC with the broad experience and comprehensive understanding of Blue Cross Blue Shield of NC (BCBSNC), we are able to offer our customers the following:
The Best Prices
Health insurance rates are regulated by the NC Department of Insurance. Whether you buy from us, or directly from BCBSNC, you'll pay the exact same monthly premium for every plan offered by BCBSNC.
Fast Processing
We offer the fastest way to apply with BCBSNC. Your application can be submitted either online or on paper. When you use the paper application, we submit it to BCBSNC electronically, often significantly reducing the processing time.
Excellent Customer Care
We know that purchasing health insurance can be confusing. By offering professional and unbiased advice, our licensed health insurance agents will help you find the BCBSNC health insurance plan that meets your individual needs.
Our Services are FREE to You: The services offered by Health Plans of NC are provided at no extra cost to you. We are compensated solely through BCBSNC.
On April 30, new guidelines were released from the United States Preventive Services Task Force, saying that women should begin regular breast cancer screening at age 50, instead of the previous age 40 recommendation. This group gives guidance to doctors, policy makers and insurance companies. There is a small group of women who have unusual [...]
Make sure you get plenty of rest or you could be putting yourself at risk for becoming obese, or even getting diabetes. According to a new study in the Journal Science Translational Medicine, lack of sleep to a lower metabolic rate, leading to weight gain and possibly diabetes. The researchers at Brigham and Women’s Hospital [...]
The most common congenital heart defect is ventricular septal defect ( V.S.D.). When this happens, there is a hole in the wall between the heart’s right and left ventricles. One to three of every 1,000 babies are affected by this, according to The National Institutes of Health. Some V.S.D.s will close as the child grows, [...]
U5079b, 10/11
5a Blue Advantage and Blue Advantage Saver prescription drug benefits are divided into four drug-formulary tiers with varying copayment/coinsurance amounts based on the tier placement of a drug. Specific drug information can be found on the Prescription Drug Search tool at bcbsnc.com. Diabetic supplies are covered at 75% under the prescription drug benefit. In addition, benefits are provided for over-the-counter drugs when listed as covered in the formulary and a provider's prescription for that drug is presented at the pharmacy. Specialty brand-name drugs require member coinsurance.
6a Preventive care services as defined by recent federal regulations are covered at 100% in-network. For Blue Advantage and Blue Advantage Saver plans, coverage for certain preventive care services (such as routine physical exams, well-baby and well-child care, and immunizations) is limited to in-network benefits only. However, state-mandated preventive services are available out-of-network, for which members will pay deductible and coinsurance, plus charges over the allowed amount. Blue Options HSA in-network preventive care services are covered at 100%, and out-of-network preventive care services are covered at 70%. Visit bcbsnc.com/preventive for more details.
12a For Blue Advantage and Blue Advantage Saver: Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient hospital-based services provided by hospital-owned or operated practices. These services and supplies may be subject to deductible and coinsurance. Please see the BCBSNC provider listing at bcbsnc.com to identify these providers.
13a Blue Options HSA is a high-deductible health plan that may be combined with a health savings account (HSA). BCBSNC does not administer the HSA and is not affiliated with your HSA custodian or administrator.
U4093, 3/11
1b Plan A: BMS A, 02/11, Plan B: BMS B, 02/11, Plan C: BMS C, 02/11, Plan D: BMS D, 02/11, Plan F: BMS F, 02/11, HI DED Plan F: BMS HDF, 02/11, Plan G: BMS G, 02/11, Plan K: BMS K, 02/11, Plan L: BMS L, 02/11, Plan M: BMS M, 02/11, Plan N: BMS N, 02/11
2b Based on “2009 Medicare Supplement Insurance Exhibits,” published in 2010 by the National Association
of Insurance Commissioners (NAIC), as supplied by Mark Farrah Associates.
3b Based on Blue Cross and Blue Shield of North Carolina (BCBSNC) enrollment data, 2010.